Newly Updated!
  • Our Official List

Top 5 Credit Card Processing Company Picks of 2016
Credit Card Processing
Company Reviews
Read Our Analyses
Credit Card Processing
Company Comparisons
See Who Wins
Credit Card Processing Systems 101
Your Ultimate Buying Guide
Read Article
Customer Reviews
What Customers Are Saying About
Our Top Picked Companies!

See All
Company spotlight
With so many credit card processing companies available to pick from, it can be a daunting task to find the one that is the perfect fit for your business. You want to make sure you find one that will have all the features and services you are looking for. Additionally, you want to make sure you pick a company that is solid and reputable
Read Review
The Latest

Fraud is an issue that businesses of all sizes need to take very seriously. As even massive corporations have demonstrated through major breaches of sensitive and financial information over the last few years, fraud is something that can be disastrous for any business. While online payments and other new forms of technology present a lot of exciting opportunities, they come with the caveat of requiring security measures to be held to the highest standards possible. Fraud Prevention Starts with Choosing the Right Payment Processor For a business that accepts credit and debit card payments for customers, the payment processor they choose is the starting point for securing sensitive information and protecting the business against fraudulent transactions. The key role that a payment processor plays in security is why businesses should choose a processor that uses tokenization and P2PE. Both of these traits are considered security best practices and help ensure full PCI compliance. While tokenization and P2PE are a very good starting point for protecting against fraud, the financial landscape is something that’s always changing. For example, while EMV processing… Read more

Gift cards are something that people love to buy and receive. When someone wants to give a gift but isn’t sure about the ideal purchase, gift cards provide a way to give something more thoughtful than just cash. The appealing nature of gift cards is why consumers bought over $120 billion worth of them in 2014! Given that consumers across virtually all segments of the market are very comfortable with the idea of gift cards, it may seem like something that should be a no-brainer for every single business. However, as any business who has looked into gift cards but not implemented them yet knows, there are some important considerations that need to be taken into account. Since we understand the importance of being fully informed before making this type of decision for your business, we want to cover the pros and cons of accepting gift cards: 4 Reasons Your Business Should Offer Gift Cards The first reason your business should offer gift cards is it provides upfront revenue regardless of whether or not someone redeems the full balance of… Read more

Now that 2016 is officially here, it’s time to take all the plans you’ve been making and turn them into a reality. If you’re starting a business in 2016, you’re going to have a very long list of things you need to accomplish. And even if you already have an established business, there may be some major changes you want to make during the coming year. For example, plenty of businesses that initially only accept cash reach a point where they decide to begin accepting credit and debit card payments. If your business is at that point, you probably have quite a few questions about the process of getting started with a payment processor. Finding the Right Payment Processor In the past, choosing a payment processor could be a very hit or miss experience. The reason is businesses had to rely on recommendations from others or information they came across in relevant publications. Fortunately, the Internet has completely transformed this process. Instead of having to make a guess with limited information, merchants can easily find detailed information and lots of… Read more

Since the latter part of 2015, MasterCard has been testing a program known as Selfie Pay. As you may have guessed from the name, this program uses a selfie as a method of authentication. Specifically, the program is being tested for mobile e-commerce purchases. The pilot program was rolled out in Silicon Valley. Whenever someone uses the app involved in this program, it takes a picture of them. The selfie that’s taken is then compared against a picture that MasterCard has in its database. Why MasterCard is Experimenting with Selfie Authentication Although integrating a selfie into a mobile payment process may sound like a joke at first, there’s actually a good reason why MasterCard is investing resources into this project. With the mandatory implementation of EMV standards, analysts agree that in-person payment fraud will drop by as much as 80%. However, that doesn’t mean fraudsters are going to call it a day and head home. They just look for other opportunities that are easier to exploit. Those types of opportunities are where online payments come into the picture. Without the… Read more

If you've heard the term PCI Compliance before, you’re probably aware that PCI is an industry standard for helping to ensure secure credit card processing for all consumers. Not only are these best practices beneficial to consumers, but maintaining compliance is actually a requirement for any business that wants to process credit card transactions. Credit card processing and related technology is not something that remains static. Instead, companies are always looking for new ways to reduce credit card fraud or make it even easier for consumers to complete their purchases. The changing landscape of the payments industry is why the Security Standards Council responsible for PCI periodically publishes updates to their collection of standards for both merchants and processors. The most recent major update to this collection of standards was PCI DSS 3.0. Although most of the very technical things related to compliance are handled by processors, it’s still helpful for merchants to be aware of the types of standards they need to maintain. So with that in mind, here are the most significant differences between DSS 2.0 and 3.0: Handling… Read more