Newly Updated!
  • Our Official List


* Our Top 5 Credit Card Processing Company Picks of 2017
Credit Card Processing
Company Reviews
Read Our Analyses
Credit Card Processing
Company Comparisons
See Who Wins
Credit Card Processing Systems 101
Your Ultimate Buying Guide
Read Article
Customer Reviews
What Customers Are Saying About
*Our Top Picked Companies!

See All
Company spotlight
Flagship
With so many credit card processing companies available to pick from, it can be a daunting task to find the one that is the perfect fit for your business. You want to make sure you find one that will have all the features and services you are looking for. Additionally, you want to make sure you pick a company that is solid and reputable.
Read Review
The Latest

After all the political and financial turmoil of 2016, people have a lot of questions about what’s in store for them in 2017. And yes, only time will tell how the political environment will directly affect our small businesses - but don't let that uncertainty keep you from being proactive. You can still take active steps to grow your business in the next year, regardless of what may have happened in the previous 12 months. In terms of what it takes to grow a business during the upcoming year, there are three areas you should focus on. First, it’s important to know which strategies work and which aren’t worth pursuing. Second, having a plan for putting those strategies into action is a must. And finally, take action! With a plan in place, putting your strategies for growth into action should be simple and effective. Since there are several different pieces that need to be in place to successfully grow a business, we're here to help you start 2017 on the right path by covering these four proven growth strategies. 1. Launch… Read more

If you've decided that you’re unhappy with your current credit card processor, or ever start to feel this way in the future, you’ll need to cancel your current agreement before you can make the switch to a top processing company. If you're ready to make the switch, you might be wondering, are you on the hook for cancellation fees? You might be worried about getting hit with extra costs like chargebacks that happen after your agreement has been cancelled. Since we’re committed to making credit card processing as easy as possible for merchants of all sizes, we want to share what you can expect when you cancel this kind of contract, along with things you should watch out for before signing another one. Personal Guaranties and Termination Fees Before we dive into the different types of termination fees, it’s important to point out a common element in the contracts business owners sign with merchant providers called a personal guaranty. What a personal or individual guaranty means is, regardless of why a contract is terminated (including the business going under or being sold), its… Read more

Early in 2016, reports disclosed that Visa owned almost 10 percent of credit card processor Square. These are two major players in the credit industry, so it was huge news, but soon, the story was updated. Turns out, that initial figure was based on an incorrect reading of a filing Visa made with the Securities and Exchange Commission (SEC). Any stake in ownership would signal a huge merger that could change the credit card processing game. But, if that figure was incorrect, just where to Visa and Square stand? Does Visa Own Shares of Square? Although the initial reports about Visa’s ownership in Square were incorrect as far as the total percentage goes, the company does own Square stock. As of the most recent disclosures, Visa owned a total of 4.19 million shares. These shares are Class B common stock and stemmed from an investment Visa made in 2011. Visa does not own any Class A shares in Square (which can be traded on the open market), and the number of shares they do own amount to a 1.3 percent stake in… Read more

If you’re doing research because you need a credit card processor, or are looking to replace your current provider, you may come across the term direct credit card processing. Also commonly referred to as wholesale credit card processing, it’s generally pitched as a way to reduce credit card processing costs by eliminating “middlemen,” like sales reps. While this type of processing can be a good deal, it’s important to understand the full context before making a final decision. Everything You Need to Know About Direct Credit Card Processing A typical sales pitch that direct credit card processing companies make is they are able to eliminate extra steps in this process, like sales reps and a processor. But the reality is most direct processors still have account reps or managers who help businesses get started. Given the nature of processing payments and the fact that questions are going to come up, having a rep is a good thing for businesses, regardless of what a company may choose to call them. Another reality some direct processors choose to obscure is (with the… Read more

Earlier this year, we reviewed why nonprofits should accept donations via credit cards. Given that 78 percent of Americans carry less than $50 in cash at any given time, nonprofits that rely on cash donations are missing out on a huge opportunity, both online and offline. A recent shake-up in politics has unexpectedly impacted the number of donations made to nonprofits around the country. The American Civil Liberties Union received $7.2 million in donations over the course of just five days. By comparison, they only received $27,806 during the same period in 2012. Other nonprofits that have reported huge surges in donations include Planned Parenthood, The Trevor Project, ProPublica and International Refugee Assistance Project. Between the donation momentum created by this year’s election and the increased giving that almost always occurs during the holiday season, we want to use this opportunity to highlight five different ways any nonprofit can increase the number and size of donations they receive online. Take a look and consider what changes you can make to help boost the number of online donations you receive. 1. Create Descriptive… Read more