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Flagship
With so many credit card processing companies available to pick from, it can be a daunting task to find the one that is the perfect fit for your business. You want to make sure you find one that will have all the features and services you are looking for. Additionally, you want to make sure you pick a company that is solid and reputable
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Now that February has officially begun, we’re just over two months away from this year’s deadline for filing taxes. Along with finding a credit card processor that offers great rates, being aware of applicable tax deductions is a proven way for businesses to save big. Since there’s still time to go through all of your financial information from last year, we want to highlight six ways you can reduce your 2015 taxes: Employee Benefits Did you pay for things like accident and health plans under a qualified benefit program for your employees? If so, you can deduct those costs. Group-term life insurance coverage, educational assistance and dependent care assistance are other examples of deductions that fall into this category. Section 179 Thanks to Section 179, businesses don’t have to spread out the deduction of purchases like equipment over the course of multiple years. Instead, Section 179 currently allows a business to deduct up to half a million worth of qualifying purchases in the same calendar year. Keep in mind that there are some limitations in regards to specific purchases like… Read more

Choosing a payment processor is an important decision for a business of any size to make. Selecting a great processing partner can make it easy for a business to accept payments online and in person at a very reasonable rate. On the other hand, going with the wrong company for this task can result in a business encountering technical problems, high fees and potentially compromising their security. Given the impact that a payment processor can have on your business, this isn’t a decision you want to rush. To help with your evaluation process, we’ve put together a list of the five most important factors to compare: Competitive Rates While a specific processor may have a lot to offer, if they charge an excessive rate for their services, it’s not going to make financial sense to seriously consider them for your business. In terms of the general range for processing rates, 0.38% to 1.58% is standard for retail transactions, while competitive Internet rates fall in the range of 0.98% to 1.98%. EMV As of October of last year, merchants who don’t… Read more

Fraud is an issue that businesses of all sizes need to take very seriously. As even massive corporations have demonstrated through major breaches of sensitive and financial information over the last few years, fraud is something that can be disastrous for any business. While online payments and other new forms of technology present a lot of exciting opportunities, they come with the caveat of requiring security measures to be held to the highest standards possible. Fraud Prevention Starts with Choosing the Right Payment Processor For a business that accepts credit and debit card payments for customers, the payment processor they choose is the starting point for securing sensitive information and protecting the business against fraudulent transactions. The key role that a payment processor plays in security is why businesses should choose a processor that uses tokenization and P2PE. Both of these traits are considered security best practices and help ensure full PCI compliance. While tokenization and P2PE are a very good starting point for protecting against fraud, the financial landscape is something that’s always changing. For example, while EMV processing… Read more

Gift cards are something that people love to buy and receive. When someone wants to give a gift but isn’t sure about the ideal purchase, gift cards provide a way to give something more thoughtful than just cash. The appealing nature of gift cards is why consumers bought over $120 billion worth of them in 2014! Given that consumers across virtually all segments of the market are very comfortable with the idea of gift cards, it may seem like something that should be a no-brainer for every single business. However, as any business who has looked into gift cards but not implemented them yet knows, there are some important considerations that need to be taken into account. Since we understand the importance of being fully informed before making this type of decision for your business, we want to cover the pros and cons of accepting gift cards: 4 Reasons Your Business Should Offer Gift Cards The first reason your business should offer gift cards is it provides upfront revenue regardless of whether or not someone redeems the full balance of… Read more

Now that 2016 is officially here, it’s time to take all the plans you’ve been making and turn them into a reality. If you’re starting a business in 2016, you’re going to have a very long list of things you need to accomplish. And even if you already have an established business, there may be some major changes you want to make during the coming year. For example, plenty of businesses that initially only accept cash reach a point where they decide to begin accepting credit and debit card payments. If your business is at that point, you probably have quite a few questions about the process of getting started with a payment processor. Finding the Right Payment Processor In the past, choosing a payment processor could be a very hit or miss experience. The reason is businesses had to rely on recommendations from others or information they came across in relevant publications. Fortunately, the Internet has completely transformed this process. Instead of having to make a guess with limited information, merchants can easily find detailed information and lots of… Read more