National Processing Review

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Looking for a merchant services provider with straightforward pricing and excellent customer service? Look no further than National Processing. They have transparent rates, no long-term commitments or contracts, and amazing reviews.

Customized Payment Solutions

National Processing offers customized payment and processing solutions for credit cards, mobile payments, online transactions, ACH, check payments and more. They work with businesses of every size, ranging from large corporations to high-risk accounts, and provide specialized support and solutions based on your unique business needs.

Whether you run an online store or you have a physical business location, National Processing should be able to help.

Free Cost Analysis

National Processing offers a free, transparent cost analysis to prospective merchants to help determine if signing up with them could help save you money. If you’re on the fence about whether to sign up, it wouldn’t hurt to give them a call. They promise to provide you with a clear analysis of your potential cost savings and refrain from using pushy, annoying sales tactics.


Tired of hidden fees and complex pricing? Unlike many processors, National Processing is extremely transparent. They disclose their rates on their website, and you can see the different costs associated with processing for retail, online, restaurants and more. They also promise not to raise your rates, so you don’t have to worry about any sudden price increases.

National Processing breaks their costs down clearly into interchange rates, assessment fees, and their own margins – so you know exactly where your money’s going. Their pricing model appears to work best for businesses that process over $10K a month in sales, so make sure to especially do your research first and get a full cost analysis if you have a smaller business.

We won’t list out all their rates, but here’s an example of what retail merchants would pay with National Processing for a $100 Visa Regulated Debit transaction:

  • Restaurant
    • $10/mo
    • Transaction Costs: 0.15% + $0.07
    • Free Clover Go with applicable sign-up


  • Retail
    • $10/mo
    • Transaction Costs: 0.20% + $0.10
    • Free Clover Go with applicable sign-up


  • eCommerce
    • $10/mo
    • Transaction Costs: 0.30% + $0.15



  • Processing less than $200k/mo
    • $59/mo
    • Transaction Costs: 0% + $0.09
    • Free Clover Go with applicable sign-up


  • Processing more than $200k/mo
    • $199/mo
    • Transaction Costs: 0% + $0.05
    • Free Clover Mini or Flex with applicable sign-up


Ratings and Reviews

With processing companies catering to so many customers and different types of businesses, you’re bound to come across some negative reviews while searching for the right one. National Processing, however, seems to be in excellent standing with most of its reviewers. Based on what we could find online, most merchants at National Processing are extremely satisfied with their customer service, their rates, and their overall experience.

National Processing is also Consumer Affairs Accredited and has an A+ Accredited Business rating by the Better Business Bureau (BBB).

The Bottom Line

If you’re sick of complicated pricing, hidden fees, and poor customer service, National Processing could be just what you need. However, their pricing model seems to work best for mid-to-large size companies that process over $10K monthly in sales. If you fall below this, you might be better off choosing another processor that caters to smaller businesses.

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