National Merchants Review

Call for FREE Quote

Users' Rating

National Merchants Association, commonly known as NMA, has been a leader in the credit card processing industry since 2004. NMA works with all types of businesses, from mobile merchants and online retailers to brick-and-mortar stores and large corporations.

Whether you’re in need of payment processing for in-store, online, or even international accounts, NMA can help determine which type of processing is right for your business.

Here are some of the many merchant solutions offered by NMA.

Online Processing

Do you sell products or services online? NMA provides a wide range of specialized services for online businesses, including:

  • Free, fast setup
  • Low processing rates
  • Personalized support
  • High-risk support
  • Check-by-web processing
  • Detailed real-time analyticsd and reporting
  • Recurring billing tolls for subscription-baed businesses
  • Payment gateway for all online transactions, domestic or international

NMA works to provide payment solutions for websites of all types while striving to keep processing rates as low as possible.

High Risk

High-risk businesses typically face higher payment processing costs, even if their financials are completely up to par. Unfortunately, many eCommerce stores and online businesses can be considered high-risk simply because they have “card-not-present” transactions – meaning customers don’t need to present a physical card in order to make a purchase.

NMA is a leader in credit card processing for high-risk businesses. They offer specialized merchant account solutions that could help save you money, get your funds deposited quicker, and enhance your business image.

If your business has been labeled as high-risk, speak to an NMA representative today to see how they can help.


If you own a brick-and-mortar store – retail, restaurant, or otherwise, NMA could be a great option for your business. Start accepting multiple payment types, including cash, credit, debit, EMV chip and pin, checks, NFC payments, digital wallets, EBT and more.

Some of NMA’s benefits for in-store merchants incude:

  • Low processing rates
  • Fully customizable POS systems
  • Flat-rate processing
  • Software with full integration
  • Mobile and wireless platform capabilities
  • QuickBooks inegration
  • Gift cards and loyalty programs
  • Up-to-date hardware and payment terminals that accept multiple payment types

PCI Compliance

If your business accepts or processes payment cards, it must comply with Payment Card Industry (PCI) Data Security Standards.

If you become an NMA member, one of NMA’s trained representatives will help you become PCI certified. They will walk you through the various steps to PCI compliance and provide dedicated guidance and customer support throughout your journey.

According to NMA, most providers charge a monthly or annual fee for PCI compliance that can range anywhere from $30-$60 a month to $2500 a year. NMA’s PCI Compliance program currently costs $7.95 a month for card-present business merchants and $9.95 a month for card-not-present business merchants.

Flat Rate Processing

NMA offers a flat rate processing rate of 2.65% for small businesses with low processing volumes that want to keep their costs low and pay no transaction fee, no annual fees and no statement fees.

It’s important to note however that to qualify for this rate, your average ticket value must be at least $25. If you opt for flat rate processing and your average ticket value is below $25, NMA will tack on an additional $0.10 fee per transaction.


Whether you’re an online or in-store merchant, NMA could be a great option for your business. They offer advanced payment processing services in addition to a wide range of other merchant solutions. Plus, they’ve been around for a while, so they’ll likely be able to offer you expert guidance – no matter how unique your business needs are.

Call NMA today to see if they’re right for your business!

Click Here to Visit Website

Call for FREE Quote: 844-692-4128


Review National Merchants

Customer Service:*
Fixed Fees:*
Contract Terms:*
Overall Satisfaction*
Your review*

Not all submitted reviews are posted but all submitted reviews are factored into our rating. believes the posted reviews best reflect the overall opinions of all submitted reviews.

Fill in missing and/or invalid fields.
Thank you for submitting your review!