Merchant One Review

Setup Fee
Risk Accepted
All are Eligible
Per Transaction
$0.17 to $0.21
Retail Rates
0.29% - 1.55%
Internet Rates
0.29% - 1.89%
Month to Month
Call 855-912-5997
Available for FREE Quote

Merchant One provides credit card processing and other merchant services for a wide range of businesses, from small eCommerce stores to restaurants and businesses with physical locations. They have been in the processing industry for over 12 years and proudly service tens of thousands of merchants across the US.

Need a processor who can process unique payment methods? Merchant One's got you covered. They provide personalized payment processing services for retail, eCommerce, wireless, mobile, mail/phone order, checks and more. Plus, they’ll work with you to come up with a custom solution that fits your exact processing needs.


Merchant One prides itself on making the transition as easy as possible, both for new retail merchants and for those switching over from another processing company. Their approval rate is 98%, so chances are your application will be approved – even if you have less-than-perfect credit. They also have extremely fast turnaround. Merchants can be set up and accepting credit cards within just 24 hours of submitting an application.

Whether you run an online store or you have a physical business location, National Processing should be able to help.

Here are the some of the retail account benefits offered by Merchant One:

  • State-of-the-art POS systems and payment terminals
  • High-speed processing
  • Gift and Loyalty card programs
  • SMS marketing campaigns
  • Customer management database
  • Check processing services
  • 24/7 support


The checkout phase of any online purchase is the most crucial part of the entire transaction. If your website doesn’t provide a smooth and efficient checkout experience, you could be losing out on tons of potential transactions – and tons of money.

Merchant One's eCommerce accounts combine ease of use, PCI compliance and a streamlined process to ensure an easy, secure checkout. Their dedicated account managers and in-house development team will work with you to get your online processing up to speed and help make your site’s checkout experience as seamless as possible. Plus, they offer an impressive selection of additional eCommerce services.

Merchant One's eCommerce package includes:

  • Your own online account manager
  • A free shopping cart
  • In-house development team for integration support
  • Online remote accessibility
  • Gift and Loyalty card programs
  • Check processing services
  • 24/7 support


No more technical issues or system failures. Merchant One's simple, state-of-the-art POS systems create a seamless sales experience for your customers while keeping everything running smoothly on the back end. Choose from cloud-based, iPad-based, or server-based systems that help ensure your transactions are safe, secure and efficient.

Their POS systems integrate with any hardware you need to complete your transactions, including printers, scanners, weight scales, and credit card processing terminals. You can also schedule customer appointments, run reports, create employee schedules, complete sales transactions and manage inventory – right from your POS system.

Merchant One can also help you avoid liability for card fraud with EMV chip-enabled terminals. The recent liability shift in the US means businesses without EMV-compliant terminals will now be held liable for fraudulent transactions, as opposed to the bank. Merchant One will not only provide you with the right equipment, but they’ll also work closely with you to ensure a smooth setup and transition.

The Bottom Line

There are multiple reasons to opt for Merchant One. From their approval rate and fast turnaround, to their customized processing solutions and state-of-the-art equipment, they offer tons of benefits and cater to multiple types of businesses. Whether your business is online or in-store, it’s likely they’ll be able to provide the right solution for your payment and processing needs.

Give them a call today for a free quote and consultation!

Click Here to Visit Website

Call 855-912-5997
  Available for FREE Quote

Our Rating
Users' Rating
*9.9 of 10

Submit a Review

Processor Highlights

  • 98% Application Approval Rate
  • Set up Within 24 hours
  • High-Speed Processing
  • Gift/Loyalty Card Programs
  • SMS Marketing Campaigns
  • 24/7 Support
  • eCommerce Package
  • Seamless Sales Experience
Month to Month

Call for FREE Quote

Available for FREE Quote


Customer Service:*
Fixed Fees:*
Contract Terms:*
Overall Satisfaction*
Your review*

Not all submitted reviews are posted but all submitted reviews are factored into our rating. believes the posted reviews best reflect the overall opinions of all submitted reviews.

Fill in missing and/or invalid fields.
Thank you for submitting your review!