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Current Available Offer: ^Free EMV terminal from
Merchant One with sign up! Accepts Chip & Apple Pay.

^Limit of one (1) free terminal per new merchant account. Merchant must open a new merchant account with Merchant One. Monthly minimum required. Ask your sales representative for further details.

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*Our 2024 Best 5 Credit Card Processing Picks

A few hours ago | Jul 23, 2024 *Advertisment
Get Started with Credit Card Processing in 3 Easy Steps
1

Get Free Quotes from the Processors Below

2

They’ll Provide You a Merchant Account & Payment Gateway

3

Start Processing Credit Cards Online & In-Store - Fast & Easy!

This site is a free online resource that offers valuable content and comparison features to consumers. To keep such resource 100% free for consumers, CreditCardProcessing.net receives advertising compensation from some of the companies listed on this page. Such compensation impacts the location and order in which such companies appear on this page. All such location and order are subject to change. CreditCardProcessing.net does not include all credit card processing sites available to consumers in the marketplace.

*CreditCardProcessing.net earns compensation from some companies listed below to keep our content free. Learn more
*Our Recommended List
Popular Choice
Retail Rates 0.29% - 1.55%
Internet Rates 0.29% - 1.89%
Snapshot Review

Merchant One provides credit card processing and various other merchant services for multiple business types, from small eCommerce stores to restaurants and businesses with physical locations. They provide state-of-the-art POS systems and payment terminals, and claim new merchants can be set up and accepting credit cards within just 24 hours of applying. Plus, they have a 98% approval rate, so chances are your application will be approved – even if you have less-than-perfect credit.

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Retail Rates Call for rates
Internet Rates Call for rates
Snapshot Review

Clover is known for their POS systems, but did you know that’s just one aspect of their small business merchant services? They also provide credit card and other forms of payment processing, gift card and loyalty programs, and financial services, offering secure and reliable same day funding with 24/7 dedicated support. Clover connects business owners to the best-in-class services that help build a powerful online presence for their clients.

Get Rates 1For new Clover Business Solutions customers only. To be eligible, merchant must: Activate account by submitting a batch of $25 or more in sales within 30 calendar days from approval date, and processing $10,000 or greater in card transactions within the first four billing cycles. Requires a 3-year contract. Offer expires June 30, 2024.
Retail Rates Call for Custom Rates
Internet Rates Call for Custom Rates
Snapshot Review

A trusted merchant account provider to power your business. Running a business gets more and more complicated every day. North Payments has been making life easier for merchants since 1992. They make accepting payments hassle-free in-store, online, over the phone, or on the go. They offer a month-to-month service agreement with no startup costs and no hidden or cancellation fees. Not to mention, live Customer Care and Technical Support to support you day or night.

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*Our Recommended List
*#1
Company Logo Popular Choice
CALL TO GET YOUR FREE QUOTE 855-912-5997
Visit Site » See Special Merchant One Offer
^Free EMV terminal with sign up!
Click for Special Offer

^Limit of one (1) free terminal per new merchant account. Merchant must open a new merchant account with Merchant One. Monthly minimum required. Ask your sales representative for further details.

More Details
*#2
Company Logo Popular Choice
CALL TO GET YOUR FREE QUOTE 866-887-0630
Visit Site » See Special Clover Offer
1Get a $450 statement credit when you
buy Station, Mini or Flex.

Call: 866-887-0630
Click for Special Offer

1For new Clover Business Solutions customers only. To be eligible, merchant must: Activate account by submitting a batch of $25 or more in sales within 30 calendar days from approval date, and processing $10,000 or greater in card transactions within the first four billing cycles. Requires a 3-year contract. Offer expires June 30, 2024.

More Details
*#3
Company Logo Popular Choice
Not on Our Recommended List
Square
Retail Rates 3.5% + $0.15
  • Accept chip cards and NFC payments
  • Countertop point-of-sale
  • Available in UK & Canada
  • Digital and printed receipts
  • Payment dispute assistance
Compare »
Costco
Retail Rates 1.22% + $0.12
(qualified transactions)
  • Accept credit & debit cards
  • Mobile processing
  • Online payments
  • Reporting solutions
  • Terminals & chip card readers
Compare »
Chase
Retail Rates 1.99% + $0.15
(reported)
  • Accept payments in-store and online
  • Accept most major cards
  • Terminal solutions
  • Countertop terminals
  • Online POS solutions
Compare »
Bank of America
Retail Rates Interchange $0.20 + 2.7%
  • POS hardware
  • POS apps
  • Accept credit cards
  • Reporting tools and apps
  • Inventory solutions
Compare »
PayPal
Retail Rates 1.55% - 2.7%
  • Mobile & In-Store rates start at 2.7%
  • No high-risk merchant solutions
  • Virtual Terminal: $30/mo + fees
  • Recurring Billing: $10/month
Compare »
Not on Our Recommended List
Compare »

Retail Rates

3.5% + $0.15
Compare »

Retail Rates

1.22% + $0.12
(qualified transactions)
Compare »

Retail Rates

1.99% + $0.15
(reported)
Compare »

Retail Rates

Interchange $0.20 + 2.7%
Compare »

Retail Rates

1.55% - 2.7%
*Our Top Recommendations for Advanced Credit Card Processing
Get advanced Credit Card Processing with our top recommended picks
Credit Card Processor Quick Facts

Credit cards are heavily favored by consumers who make online purchases. In fact, 48% and 47% of survey respondents indicated they prefer to use credit cards, over debit cards and PayPal, for online shopping and online travel purchases, respectively.

Source: TSYS U.S. Consumer Payment Study

Credit card payments registered the highest growth rate of 10.2% among the core payment types.

Source: Federal Reserve Payments Study 2017

U.S. Merchants paid $116.43 billion in credit card processing fees in 2020.

Source: The Nilson Report 2020
More About Our List
Your business may have changed. Your online/in-person split may look very different than before. Of the processors on our list, some are good for eCommerce via your website, while others are better for mobile payments on your smartphone.

Some work for retail with a credit card machine or phone orders with a virtual terminal. There are processors on the list for large transactions, iPad POS, or are suitable for high-risk businesses.
Credit Card Processor Quick Facts

Credit cards are heavily favored by consumers who make online purchases. In fact, 48% and 47% of survey respondents indicated they prefer to use credit cards, over debit cards and PayPal, for online shopping and online travel purchases, respectively.

Source: TSYS U.S. Consumer Payment Study

Credit card payments registered the highest growth rate of 10.2% among the core payment types.

Source: Federal Reserve Payments Study 2017

U.S. Merchants paid $116.43 billion in credit card processing fees in 2020.

Source: The Nilson Report 2020
More About Our List
Your business may have changed. Your online/in-person split may look very different than before. Of the processors on our list, some are good for eCommerce via your website, while others are better for mobile payments on your smartphone.

Some work for retail with a credit card machine or phone orders with a virtual terminal. There are processors on the list for large transactions, iPad POS, or are suitable for high-risk businesses.