BankCard Services Review

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Bankcard Services

If transparent pricing and exceptional customer service are top requirements for you when choosing a credit card processor, you might want to keep reading. BankCard Services offers low rates, simple pricing, and they promise to never hit you with rate hikes or hidden fees. Their plans are month-to-month, so you can cancel anytime without the drawbacks and termination fees involved in long-term contracts. Plus, they provide 24/7 technical support and customer service.

Flexible Payments

BankCard Services knows that customers want to process payments from anywhere in the world at any time. They’ll work with you to customize a plan that fits your business needs, whether you need in-store, mobile, online, or integrated payment processing solutions. They also offer multiple services catered to industry-specific payment options. From accommodating tips to monthly financing, BankCard Services promises to help you service your customers – no matter what. The best part? They let you access your funds in just 24 hours. While some payment processing companies can take up to a month to release your funds, BankCard Services gives you the option to get your funds as soon as the next business day.

Pricing

BankCard Services offers two different pricing plans so you can choose which one is best for you and your business.

  • Interchange Plus

    Interchange-plus pricing can seem a little confusing at first to new merchants, but it’s actually pretty straightforward. Interchange fees are what the issuing bank or credit card association – whether it’s Visa, MasterCard, American Express, Chase, or someone else – charges when a purchase is made. The “plus” part is the markup fee charged by the processor on top of the interchange fee so they can make a profit. This could be a percentage of the purchase amount, a flat rate, or a combination of the two. Interchange-plus pricing simply breaks down the overall processing cost into these two parts so you know exactly what you’re paying for.

    Many processing companies only offer interchange-plus pricing to larger merchants who process over a certain amount of payments per month, so they can guarantee a minimum markup for servicing your business. BankCard Services, however, provides this option to merchants of all sizes.

    With interchange-plus pricing at BankCard Services, you get transparent monthly statements that clearly describe all fee components, lower fees than tiered or subscription-based pricing models, and no setup or cancellation fees.

  • Zero-Fee Processing

    BankCard Services also offers a zero-fee processing package for credit card transactions. This option passes the credit card processing fees on to your customers so you get to keep 100% of the sale. If you want to give your customers the option to pay without any processing fees, they can do so by using a debit card (or cash) instead. Zero-fee processing lets merchants accept credit cards at 0% cost and only pay for debit card transactions – with built-in compliance, quick setup, and transparent pricing.

Features

No matter which pricing plan you choose, your BankCard Services package should include the following features:

  • • No annual fees or batch fees
  • • No long-term contracts
  • • Unlimited processing
  • • Customer analytics tools
  • • Quick access to funds
  • • Free EMV/NFC terminal or mobile reader
  • • Lifetime equipment protection
  • • Risk monitoring
  • • 24/7 dedicated support team
  • • Price match guarantee
  • • Full-disclosure, transparent pricing

Services

If your business has unique needs or requirements, BankCard Services might be able to help. In addition to payment processing, they offer various other merchant services that go beyond what you might find at most payment processing companies.

  • • High-Risk Processing: If your business has been labeled high-risk, BankCard Services will help make sure you can still securely process payments in a timely manner.
  • • ATM: BankCard Services can help provide onsite ATMs for your brick-and-mortar store. Onsite ATMs provide another path to easier revenue and have been proven to increase impulse purchases by customers.
  • • Capital: If you need a business loan, BankCard Services can help you get the capital you need.
  • • EBT: Accept EBT payments through the same or separate terminals used for credit and debit card processing.

Payment Card Industry Compliance

In addition to the services listed above, BankCard Services also helps merchants with Payment Card Industry (PCI) compliance and security. PCI compliance can be a pain, especially for small businesses that don’t have easy or affordable access to the enterprise-level resources larger businesses have. BankCard Services provides a wide range of security tools and compliant payment processing products ready to implement in your business. Plus, their 24/7 customer service representatives are always on hand to answer any questions or concerns you have about PCI compliance.

Call Today

BankCard Services places a huge emphasis on simple, transparent pricing and dedicated customer service. Give them a call today to see if they’re the right payment processing company for your business!

Call 855-465-1628
  Available for FREE Quote

Our Rating
Users' Rating
*8.0 of 10


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Processor Highlights

  • No annual fees or batch fees
  • No long-term contracts
  • Unlimited processing
  • Customer analytics tools
  • Quick access to funds
  • Free EMV/NFC terminal or mobile reader
  • Lifetime equipment protection
  • Risk monitoring
  • 24/7 dedicated support team
  • Price match guarantee
  • Full-disclosure, transparent pricing
Contract
Month to Month

Call for FREE Quote

855-465-1628
Available for FREE Quote
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