Latest Credit Card Processing Reviews
Merchant One Review
Most Popular Choice
Merchant One provides credit card processing and other merchant services for a wide range of businesses, from small eCommerce stores to restaurants and businesses with physical locations. They have been in the processing industry for over 12 years and proudly service tens of thousands of merchants...
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Stax Review
Save money and get paid faster with Stax by Fattmerchant's subscription-style payment processing. Pay one flat price for every payment....
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Clover Review
Clover is known for their POS systems, but did you know that’s just one aspect of their small business merchant services? They also provide credit card and other forms of payment processing, gift card and loyalty programs, and financial services, offering secure and reliable same day funding with 24/7 dedicated support. Clover connects business owners to the best-in-class services that help build a powerful online presence for their clients....
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PaymentCloud Review
PaymentCloud provides merchant services for a wide range of businesses. They offer same day funding, competitive fees, and world-class customer service. With multiple gateway integrations and recurring billing capabilities, PaymentCloud aims to deliver state of the art payments technology to businesses at any stage of their growth, from startups and restaurants to eCommerce giants. There are no setup fees and credit is no issue, just straightforward credit card processing without the hassle of big banks....
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ProMerchant Review
With decades of payment processing experience, ProMerchant is an excellent choice for merchants seeking a reliable, supportive payment processor with transparent rates. ProMerchant supports all types of merchants across a wide range of industries – including retail, restaurant, online, phone/mail order, and more. Plus, their fast, easy application process lets merchants get their accounts approved within two to 24 hours – with no setup fees....
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2Checkout Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
With straightforward, easy-to-understand pricing, 2Checkout simplifies payment acceptance. Transaction rates are 2.9 percent plus $0.30, which is competitive with many other payment processors. For merchants that accept more than $50,000 in transactions each month, 2Checkout can create a customized pricing model that offers a discount over its basic plan. 2Checkout globalizes businesses, allowing them to ... Read Full Review
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877-294-0273
877-294-0273
Authorize.Net Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
With monthly gateway fees starting at $20 and transaction fees of $0.20 plus a $0.25 batch fee, Authorize.net is a top processing solution for businesses. The service acts as a gateway for merchants, allowing them to accept payments securely online. Having the Authorize.net seal on a website serves as a badge of approval for businesses, ... Read Full Review
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888-323-4289
888-323-4289
Bank of America Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
One of the largest banks in the U.S also offers processing solutions to merchants, promising to beat any competitor’s rates. In fact, Bank of America promises to pay any prospective merchant $500 if it can’t beat current fees. While the company doesn’t publish its fees, it offers tiered pricing for merchants, with fees based on the dollar ... Read Full Review
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855-833-3614
855-833-3614
Beanstream Review
Updated on by creditcardprocessing.net
Users' Rating
Beanstream has pricing plans designed specifically for Canadian small businesses and startups, as well as separate plans for larger businesses. For an SMB in Canada, the company’s swipe rates are 2.75 percent per transaction when the card is present. If the card isn’t present, the rate is 2.90 percent plus $.30 for each transaction. This ... Read Full Review
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888-472-2072
888-472-2072
BluePay Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
BluePay boasts the best rates for retail establishments, with swipe rates starting as low as 0.95 percent. According to BluePay, competitor rates start at 1.19 percent for similar services. While rates can vary depending on the type of business and processing volume, BluePay provides competitive rates for credit card processing, transactions, and merchant accounts. Unlike ... Read Full Review
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866-495-0423
866-495-0423
Braintree Review
Updated on by creditcardprocessing.net
Users' Rating
Currently, Braintree is offering businesses a fee-free experience for the first $50,000 in transactions they conduct using its service. After $50,000 a business pays a fee of 2.9 percent plus $0.30 for each transaction. One advantage Braintree has over its competitors is that it doesn’t charge a monthly fee. This means if a business has ... Read Full Review
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877-511-5036
877-511-5036
Card Payments International Review
Updated on September 2, 2014 by creditcardprocessing.net
Users' Rating
Card Payments International (CPI) promises to save you money over your current processing service. If the company fails in this mission, you’ll be paid $500. Estimates are free, which means merchants have nothing to lose by checking into the service. Best of all, CPI is promising as much as a 40 percent savings over a ... Read Full Review
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801-456-8585
801-456-8585
CardConnect Review
Updated on September 29, 2014 by creditcardprocessing.net
Users' Rating
CardConnect promises to offer customers the lowest possible rates it can with no surprises. Customers must contact the processor for specific rates, but pricing reportedly starts at 2.32 percent for qualified transactions. Customers have reported several fees with the service, including a monthly minimum fee of $25, a statement fee of $5, and a cancellation ... Read Full Review
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877-828-0720
877-828-0720
CCBill Review
Updated on July 2, 2014 by creditcardprocessing.net
Users' Rating
CCBill offers a variety of plans to meet specific merchant needs. For nonprofits and merchants located within the U.S., U.K., Canada, and EU, rates are only 3.9 percent plus $0.55. There is no setup fee or monthly charge for these accounts and this pricing is available only for new accounts. For existing merchants, the pricing ... Read Full Review
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888-736-6474
888-736-6474
Chase Paymentech Review
Updated on February 4, 2013 by creditcardprocessing.net
Users' Rating
Chase Paymentech is a global credit card processing company catering to business of all sizes. A well-known and trusted service provider in the credit card industry, Chase developed its Paymentech services in 1985 and promotes its advocacy of merchants. The company is based in Dallas, TX. Chase Paymentech Security Features & Account Services Chase Paymentech ... Read Full Review
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866.722.0344
866.722.0344
Costco Merchant Services Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
Costco is known for its low prices on everything from groceries to lawn supplies. Its payment processing services promise the same competitive pricing, with swipe fees as low as 1.38 percent plus $0.19 for in-store transactions. Online purchases can be processed for as low as 1.99 percent plus $0.25 and mobile payment fees are 2.49 ... Read Full Review
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800-551-0951
800-551-0951
CPN USA Review
Updated on September 29, 2014 by creditcardprocessing.net
Users' Rating
To leverage the best rates for its merchants, CPN USA specializes in low-risk credit card processing. Certain industries are at less risk for fraud and chargebacks and CPN USA concentrates its services in those industries, which gives it negotiating power with banks. The savings it achieves through this negotiation process is passed on to merchants. ... Read Full Review
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800-750-7544
800-750-7544
CyberSource Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
As owner of payment processing service Authorize.net, CyberSource serves more than 400,000 businesses around the globe. While the company doesn’t offer a set fee schedule, its customized fraud and security solutions make it a popular choice for merchants seeking a trusted provider. In 2010, Visa purchased the company. CyberSource sets up a suite of options ... Read Full Review
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800-530-9095
800-530-9095
DalPay Review
Updated on by creditcardprocessing.net
Users' Rating
With no setup fee and no monthly fee for its sponsored plans, DalPay provides competitively-priced services to merchants around the globe. DalPay has two separate types of merchant accounts, with sponsored plans starting at 4.9 percent with a $0.40 transaction fee. For direct merchant accounts, rates start at 2.3 percent plus a $0.30 transaction fee. ... Read Full Review
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888-552-3852
888-552-3852
Elavon Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
For both its terminal and mobile swipe services, Elavon’s rates are 2.65 percent plus $0.19. Keyed entry fees are 3.5 percent plus $0.19 for both options. The business promises no hidden fees and no cancellation fees, although the Terms of Service mentions a liquidated damages fee, which can be in the thousands of dollars for ... Read Full Review
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866-671-1583
866-671-1583
Electronic Transfer Review
Updated on September 8, 2014 by creditcardprocessing.net
Users' Rating
With a suite of free amenities and competitive processing rates, Electronic Transfer promises to beat almost any competitor’s fees. After a completely free setup process, merchants have access to great rates and transaction fees that are as much as half of industry standards. Electronic Transfer charges statement fees of $9.95 per month and payment gateway ... Read Full Review
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800-757-5453
800-757-5453
Encore Payment Systems Review
Updated on November 18, 2014 by creditcardprocessing.net
Users' Rating
Encore Payment Systems promises to meet or beat the rates a merchant is currently paying, offering to pay $200 if it can’t. In fact, even if they can save a company money, Encore will hand over $200 as a thank you for signing up. Since pricing is provided behind the scenes, no pricing information is ... Read Full Review
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800-641-0426
800-641-0426
Fattmerchant Review
Updated on December 4, 2014 by creditcardprocessing.net
Users' Rating
In exchange for a monthly fee of $59-$99, Fattmerchant promises access to direct processing rates. For businesses with high transaction volumes, this can result in significant cost savings each month. Fattmerchant removes most of the fees and the percentage markup many processors charge, instead adding only that monthly fee to the wholesale processing costs. In ... Read Full Review
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855-550-3288
855-550-3288
Federated Payments Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
Federated Payments promises to beat your current rates. If they can’t, they’ll pay $500. Merchants can make additional money by referring other businesses to the service, with payments of $200 for each successful referral. Because Federated Payments works with such a wide variety of businesses, offering a multitude of services, rates are quoted on an ... Read Full Review
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800-217-8711
800-217-8711
First Data Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
While First Data only provides pricing via individual quote, the company recently launched a suite of solutions designed to meet small business needs. Starting with its new Clover Station, First Data Small Business Solutions aims to help smaller businesses offer solutions similar to those enjoyed by their much larger competitors. From terminals to touchscreens, First ... Read Full Review
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800-735-3362
800-735-3362
Global Payments Review
Updated on by creditcardprocessing.net
Users' Rating
An industry leader, Global Payments offers a competitive 1.10% retail discount rate, making it an attractive option for businesses that experience high daily customer traffic. Merchants will pay a $0.19 transaction fee with Global Payments and a monthly account fee of $10. A $10 gateway fee will also be applied each month. Global Payments also ... Read Full Review
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877-721-8558
877-721-8558
Gravity Payments Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
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866-701-4700
866-701-4700
HaloPays Review
Updated on July 7, 2014 by creditcardprocessing.net
Users' Rating
HaloPays promises one percentage rate and zero fees, with a simple payment plan designed to make payment processing simple for businesses. Rates are given to businesses on a one-on-one basis, but HaloPays promises rates are never more than three percent and often less. Many merchants pay 2.5 percent, according to a graphic on the company’s ... Read Full Review
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877-769-4256
877-769-4256
Harbortouch Review
Updated on October 27, 2014 by creditcardprocessing.net
Users' Rating
While Harbortouch’s fees are similar to other payment processors in the industry, the company aims to set itself apart with its free POS program. Through this program, merchants can get the point-of-sale (POS) systems they need to get started with no up-front cost. All businesses are required to do to get this limited time deal ... Read Full Review
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800-201-0461
800-201-0461
Heartland Payment Systems Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
With Heartland Payment Systems, retailers are given the payment processing tools they need without unpleasant surprises. As one of the largest payment processing services in the country, Heartland Payment Systems has built a reputation for its commitment to customers by offering direct, honest service. Although Heartland has gained prominence in the financial industry, the company ... Read Full Review
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888-904-6773
888-904-6773
Host Merchant Services Review
Updated on July 7, 2014 by creditcardprocessing.net
Users' Rating
With Host Merchant Services, businesses get free equipment and supplies to get them started accepting payments. The company’s interchange plus pricing guarantees each merchant fair pricing while also helping save money. This rate is guaranteed to remain the same, so merchants won’t have to worry about sudden fee hikes during the course of a year. ... Read Full Review
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877-517-4678
877-517-4678
Ignite Payments Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
With the slogan “yesterday’s rates are not today’s rates,” Ignite Payments introduces prospective merchants to its pricing model. The processing service invites businesses to provide data on existing payment processing rates to let representatives show how they can save a business money on fees each month. Fees vary widely from one merchant to another, depending ... Read Full Review
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888- 265-715
888- 265-715
Intrix Technologies Review
Updated on December 22, 2014 by creditcardprocessing.net
Users' Rating
For more than 13 years, Intrix Technologies has provided processing services for businesses in a variety of industries. The company’s rates aren’t disclosed online, but Intrix promises that representatives will work with each merchant to find the best solution for its unique processing needs. One of Intrix Technologies’ biggest benefits is its seamless integration. The ... Read Full Review
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855-546-8749
855-546-8749
Intuit Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
With rates starting at 1.75 percent, Intuit GoPayment is poised to take on its competitors in the way that matters most to merchants. To achieve the low 1.75 percent swipe rate, businesses will pay $12.95 per month with no transaction fees. Keyed transactions under the paid subscription plan are charged a 2.75 percent fee. Pay-as-you-go ... Read Full Review
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877-285-6941
877-285-6941
iPayment Review
Updated on July 7, 2014 by creditcardprocessing.net
Users' Rating
iPayment is a popular processing solution, with hundreds of thousands of merchants utilizing its services. The company keeps its rates private, offering customized pricing to business upon request. Interchange-plus pricing is available, which could be a more affordable option for many merchants. While the company has several fees, rates are open to negotiation, which must ... Read Full Review
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800-858-6234
800-858-6234
IPPay Review
Updated on August 27, 2014 by creditcardprocessing.net
Users' Rating
IPPay offers two plans for merchants: flat rate and cost plus. With flat-rate billing, merchants are billed a flat rate for each transaction that is a percentage of the sale. This plan gives a business the benefits of interchange optimization without having to endure the fees and risks that come with interchange surcharges. IPPay offers ... Read Full Review
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630-887-1000
630-887-1000
Merchant First Review
Updated on July 2, 2014 by creditcardprocessing.net
Users' Rating
Headquartered in Marietta, Georgia, Merchant First promises affordable transaction rates to its merchants, although pricing information is only available through direct quote. The company specializes in solutions that reduce fraud risk, while also facilitating payment processing. From Point of Sale (POS) systems to processing phone and online payments, Merchant First can act as a full-scale ... Read Full Review
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855-220-2840
855-220-2840
Merchant One Profile
Updated on July 2, 2013 by creditcardprocessing.net
Users' Rating
Merchant One caters to more than 100,000 merchants, making them one of the fastest growing processing in the United States today. Many merchants are switching service to Merchant One because of their competitive rates and transparent approach to payment processing. Before signing up, Merchant One asks all the right questions to ensure a customer is ... Read Full Review
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866-271-2342
866-271-2342
Merchants Bancard Review
Updated on October 16, 2014 by creditcardprocessing.net
Users' Rating
Merchants Bancard promises one-stop shopping for a merchant’s payment processing needs, offering everything from the latest POS technology to gift card acceptance solutions. The company promises to lower a business’s monthly overhead while providing access to the newest services, including EMV technology. The company reportedly signs customers to a three-year agreement with a $250 processing ... Read Full Review
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877-871-4629
877-871-4629
Mercury Pay Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
Mercury Pay is mysterious about its pricing, preferring to quote rates on a case-by-case basis. Merchants reportedly will have access to interchange plus pricing, which provides them with a good idea of how much the processing service is adding onto the fees charged by the credit card provider. While signing a contract with Mercury Pay, ... Read Full Review
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800-846-4472
800-846-4472
Meritus Payment Solutions Review
Updated on December 15, 2014 by creditcardprocessing.net
Users' Rating
Relatively new on the payment processing scene, Meritus Payment Solutions has been named among the fastest-growing companies in Orange County, California. The company offers payment processing services for a variety of industries, with interchange-plus pricing available. Fees aren’t publicly disclosed and are provided on a by-request basis. One complaint about Meritus is its cancellation fee, ... Read Full Review
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Call For More Info:
888-851-7558
888-851-7558
National Merchants Review
Updated on April 23, 2018 by creditcardprocessing.net
Users' Rating
National Merchants Association, commonly known as NMA, has been a leader in the credit card processing industry since 2004. NMA works with all types of businesses, from mobile merchants and online retailers to brick-and-mortar stores and large corporations. Whether you’re in need of payment processing for in-store, online, or even international accounts, NMA can help ... Read Full Review
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Call For More Info:
844-692-4128
844-692-4128
National Processing Review
Updated on by creditcardprocessing.net
Users' Rating
Looking for a merchant services provider with straightforward pricing and excellent customer service? Look no further than National Processing. They have transparent rates, no long-term commitments or contracts, and amazing reviews. Customized Payment Solutions National Processing offers customized payment and processing solutions for credit cards, mobile payments, online transactions, ACH, check payments and more. They ... Read Full Review
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855-910-8452
855-910-8452
NCMS Review
Updated on September 2, 2014 by creditcardprocessing.net
Users' Rating
National Cash Management Systems (NCMS) specializes in high-risk businesses that normally have a difficult time finding payment processing services. With a promise to beat a business’s current merchant deal by 10 percent or more, NCMS’s pricing is competitive. For new accounts, pricing is 1.89 percent plus $0.25 swiped Visa/Mastercard qualified and 2.29 percent plus $0.25 ... Read Full Review
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877-370-9645
877-370-9645
NetBilling Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
NetBilling strives to offer some of the lowest rates in the industry, with per-transaction fees as low as 1.5 percent plus $0.15 per transaction. Added to this fee is a $25 monthly service charge and additional merchant account fees but the company also offers a discount for high-volume merchants. Merchants can also opt for a ... Read Full Review
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Call For More Info:
888-357-8166
888-357-8166
NPC Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
National Processing Company (NPC) doesn’t provide transparent fee information on its website, instead choosing to base fees on the individual merchants. Fees are based on type of business, volume of transactions, and the salesperson, so merchants may be able to negotiate terms that are lower than competitors. Once you’ve contracted with NPC, you will be ... Read Full Review
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800-683-2289
800-683-2289
PacNet Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
PacNet Services offers personalized pricing for its plans, with no disclosure of fees on its website. The company specializes in global currencies, appealing especially to merchants that do business internationally. Because of this, there are fees associated with payments that might not be found in processing firms that limit payments only to domestic customers. One ... Read Full Review
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604-689-0399
604-689-0399
PayAnywhere Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
In addition to rates starting at 1.69 percent per swipe, PayAnywhere offers free equipment and next day funding. The storefront version of PayAnywhere features swipe rates as low as 1.69 percent per swipe and include a free tablet, free stand with a built-in card reader, and a free app. Mechants will be charged a $12.95 ... Read Full Review
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877-387-5640
877-387-5640
PayJunction Review
Updated on July 2, 2014 by creditcardprocessing.net
Users' Rating
For businesses processing more than $10,000 in payments each month, PayJunction is a winning solution. PayJunction offers wholesale pricing to these high-volume merchants, passing only the interchange rate plus 0.75 percent. There are no monthly, annual, PCI, or Gateway fees and no contract is required. These businesses also pay no exit fee if they suddenly ... Read Full Review
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800-601-0230
800-601-0230
Payment Depot Review
Updated on January 14, 2014 by creditcardprocessing.net
Users' Rating
Realizing the unfair advantage that larger corporations have when competing for credit card processing fees, Payment Depot has long championed an approach that favors smaller businesses. Even though some companies don’t have the same negotiating powers as much larger corporations, Payment Depot allows them to receive similar discounts by eliminating markup fees. Compared to costs ... Read Full Review
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Call For More Info:
877-978-3539
877-978-3539
PaySimple Review
Updated on July 2, 2014 by creditcardprocessing.net
Users' Rating
One monthly payment buys merchants a full suite of options, including an unlimited number of customers, invoices, recurring business schedules, customizable email templates, and branded web payment forms. A monthly subscription also wins customers a free mobile app and award-winning customer service. A monthly PaySimple account is $34.95, which the provider points out is equal ... Read Full Review
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Call For More Info:
800-466-0992
800-466-0992
PNC Merchant Services Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
While PNC Merchant Services doesn’t post rate information publicly, the company promises competitive rates. In fact, currently the company promises to beat a business’s current processing costs or provide a $1,000 Visa giftcard from PNC if they can’t. This offer is subject to credit approval. Businesses that sign up for PNC’s POS solution are currently ... Read Full Review
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Call For More Info:
888-762-2265
888-762-2265
PowerPay Review
Updated on by creditcardprocessing.net
Users' Rating
PowerPay charges no annual or application processing fees, striving to be as transparent as possible with its merchants. Currently, the service is offering a 2.29 percent discount rate for Visa and MasterCard payments for those businesses that qualify and a transaction fee of $0.30. There is a $10 monthly gateway fee, but PowerPay will waive ... Read Full Review
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Call For More Info:
877-877-3737
877-877-3737
Regal Payment Systems Review
Updated on November 24, 2014 by creditcardprocessing.net
Users' Rating
Promising some of the most competitive rates in the industry, Regal Payment Systems specializes in getting merchants up and running quickly. While it doesn’t disclose its fees publicly, the company does sign merchants to a multi-year contracts with an undetermined early termination fee. Regal’s focus is on providing world-class customer service, promising that the vast ... Read Full Review
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Call For More Info:
866-939-9398
866-939-9398
Retriever Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
Retriever Payment Systems advertises rates starting as low as 1.35 percent, offering to work with businesses to lower rates. If a business has been accepting credit cards for six months or longer, Retriever can discuss a low-rate option with just a phone call. In addition to setting up payment solutions, Retriever also provides businesses with ... Read Full Review
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Call For More Info:
800-455-4577
800-455-4577
Sage Review
Updated on by creditcardprocessing.net
Users' Rating
With swipe rates as low as 1.85 percent, Sage Payment Solutions is striving to compete with the many other credit card processing tools on the market today. Sage’s rates are quoted on a per-business basis, and each swipe will also be charged a $0.12 transaction fee. Sage’s credit card processing solution appeals especially to current ... Read Full Review
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Call For More Info:
866-996-7243
866-996-7243
SecurePay Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
SecurePay has pricing plans for a variety of business needs, from small- to high-volume merchants. For those who process less than 75 transactions each month, SecurePay offers a pay-as-you-go plan that costs only $0.45 per transaction. This plan comes with an annual charge of $395. Larger-volume merchants are better off with SecurePay’s prepaid plans. For ... Read Full Review
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Call For More Info:
678-867-6000
678-867-6000
Square Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
Like many smartphone-based credit card processors, Square offers a free credit card reader and point of sale (POS) software to anyone who signs up for its service. Merchants pay a fee of 2.75% for each swipe or online sale, and if a transaction is entered manually, the fee is 3.5% plus $0.15 for each sale. ... Read Full Review
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Call For More Info:
415-375-3176
415-375-3176
TD Bank Review
Updated on July 7, 2014 by creditcardprocessing.net
Users' Rating
TD Bank’s rates are top secret, with the company preferring to quote prices on an individual basis. The company has acquired white label solutions from leading payments processor Beanstream, which reportedly has rates in line with many other providers in the industry. Beanstream also charges no monthly minimum or early termination fee, so merchants should ... Read Full Review
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Call For More Info:
888-751-9000
888-751-9000
Total Merchant Services Review
Updated on June 27, 2013 by creditcardprocessing.net
Users' Rating
Since 1996, Total Merchant Services has grown to become a leader in the credit card processing industry, surpassing the competition in utility and cost-effectiveness and earning the ISO of the year award in 2012 by the Electronic Transactions Association. Total Merchant Services is a registered ISO/MSP of HSBC Bank USA, and specializes in small- to ... Read Full Review
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Call For More Info:
800-390-8441
800-390-8441
Transfirst Review
Updated on June 5, 2013 by creditcardprocessing.net
Users' Rating
Since 1998, Transfirst has been helping businesses accept credit cards from their customers. Not only does Transfirst have an A+ rating from The Better Business Bureau for trust and customer service, but they also offer a 30 day risk-free trial. Whether you are looking to process credit cards online, use a wireless device, a point ... Read Full Review
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Call For More Info:
888-845-9457
888-845-9457
Velocity Review
Updated on May 20, 2014 by creditcardprocessing.net
Users' Rating
Like many smartphone-based credit card processors, Square offers a free credit card reader and point of sale (POS) software to anyone who signs up for its service. Merchants pay a fee of 2.75% for each swipe or online sale, and if a transaction is entered manually, the fee is 3.5% plus $0.15 for each sale. ... Read Full Review
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Call For More Info:
305-917-7000
305-917-7000
Wells Fargo Review
Updated on July 2, 2014 by creditcardprocessing.net
Users' Rating
Wells Fargo’s pricing is individualized, with rates determined using a variety of criteria. The company promises discounted rates to merchants, designing a solution that meets a business’s needs as well as fitting with its current budget. Currently, Wells Fargo is offering a $100 discount to those who open a new merchant services account. After contacting ... Read Full Review
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Call For More Info:
866-380-9828
866-380-9828
Xcharge Review
Updated on July 3, 2014 by creditcardprocessing.net
Users' Rating
Xcharge promises low discount rates on credit card processing, although fees are not disclosed on its website. To get a quoted rate, merchants must contact the company for an individual rate quote. Xcharge’s parent company, Accelerated Payment Technologies, has an overall good rating with the Better Business Bureau, with a relatively low complaint volume for ... Read Full Review
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Call For More Info:
800-637-8268
800-637-8268
Yoozy Review
Updated on November 10, 2014 by creditcardprocessing.net
Users' Rating
In addition to its unique cartoonish logo, Yoozy has an attention-grabbing promise. If the processing service can’t save a business money, they’ll hand over $500 in cash. On average, Yoozy says it saves its customers 25%-30% each month on processing costs—a savings that is experienced immediately. To meet its promise, Yoozy asks merchants to provide ... Read Full Review
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Credit Card Processing Statistics
Nearly 1 in every 3 consumer purchases in the United States is made with a payment card—including credit, debit, and prepaid products.1
The convenience of using credit cards generally increases the likelihood of consumer "impulse purchases," which ultimately contributes to an increase in a business's average sale. Customers are more likely to make these purchases if they have access to credit or their available bank account funds.1
Consumers carry more than 1 billion Visa cards worldwide— more than 450 million of those cards are in the United States.1
The average ticket for Visa purchases is consistently more than cash.1
U.S. Visa cardholders alone conduct more than $1 trillion in annual volume.1
1 First Financial USA, 2011 (Link)
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