Credit Card Processing Credit Card Processing

Here’s Why Your Business Needs End-to-End Encryption

If you run a small to mid-sized business, you’re at risk of a data breach. According to the US Securities and Exchange Commission (SEC), 43 to 60 percent of cyber attacks are targeted towards small and mid-size businesses. If that wasn’t worrisome enough, a study by the U.S. National Cyber Security Alliance found that 60 […]

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What exactly is ACH processing for Small Businesses? Here’s what you need to know.

As a small business owner, cash flow is something that’s always top of mind. If you’ve already done some research, you’ve probably heard that ACH processing can provide your business with a leg-up when it comes to processing payments. But what exactly is ACH processing and what are its benefits? Good question. ACH or “automatic […]

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These Mega Trends will Shape Payment Processing in 2019. Are you prepared?

According to a report by Accenture, Gen Z will make up to 40 percent of all US consumers by 2020. These teens and young adults are a tech-savvy emerging demographic that doesn’t remember a time before Google, Apple, Facebook and Amazon ruled supreme. Experts suggest that their purchasing and payment habits will surely influence other […]

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Everything You Ever Wanted to Know about “Declines” But Were Afraid to Ask

Declined. For cardholders and merchants alike, never is it a word that’s met with a smile. Declined transactions are upsetting to customers and represent a potential loss of revenue for your business. Unfortunately, though, they do happen. We only fear what we don’t know, so if you have a clear understanding of what declines are […]

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Is Flat Fee Processing Right for Your Business? Here’s What You Need to Know.

While looking for a credit card processor you’ve probably come across companies offering “flat fee processing” and now you’re wondering if it’s the right choice for your business. What is flat fee processing? Flat rate is a popular pricing model for credit card processing and typically involves one of the following two options: a flat […]

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Here’s Why Recurring Payments Are Your Best Friend as a Business Owner

Imagine you’re a business owner and you have customers that return every month (or year) to purchase the same service. Now imagine that every month you have to invoice and track down those payments manually. You do this with the good faith that (hopefully) your invoices will reach your customers and they’ll pay on time. […]

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4 Payment Processing Trends to Look for in 2019

Last month, I was in New York City preparing to watch the marathon with a friend. The air was delightfully crisp, so my friend and I decided to head over to Starbucks to grab a beverage to keep us warm while we watched the race. At the counter, I placed my order only to realize […]

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5 Things High-Risk Merchants Should Look for in a Payment Processor

When it comes to choosing a credit card processor, businesses are treated differently based on the perceived level of risk they present. Enter the high-risk merchant. Your business could be identified as high risk for the following reasons: Excessive number of charge-backs Poor credit of business owner Being a new business Having a previously closed merchant […]

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Everything You Wanted to Know About Chip Readers (But Were Afraid to Ask)

Chip readers are just another trendy add-on designed to make us upgrade our equipment and payment methods, right? Wrong. When you’re a merchant it may seem like you’re constantly having to adapt to new technology — for better or worse. However, when it comes to chip readers, they’re actually a highly beneficial tool for your […]

Posted in Business, Credit Card Processing