Credit Card Processing Credit Card Processing

These Mega Trends will Shape Payment Processing in 2019. Are you prepared?

According to a report by Accenture, Gen Z will make up to 40 percent of all US consumers by 2020. These teens and young adults are a tech-savvy emerging demographic that doesn’t remember a time before Google, Apple, Facebook and Amazon ruled supreme. Experts suggest that their purchasing and payment habits will surely influence other […]

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Everything You Ever Wanted to Know about “Declines” But Were Afraid to Ask

Declined. For cardholders and merchants alike, never is it a word that’s met with a smile. Declined transactions are upsetting to customers and represent a potential loss of revenue for your business. Unfortunately, though, they do happen. We only fear what we don’t know, so if you have a clear understanding of what declines are […]

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Is Flat Fee Processing Right for Your Business? Here’s What You Need to Know.

While looking for a credit card processor you’ve probably come across companies offering “flat fee processing” and now you’re wondering if it’s the right choice for your business. What is flat fee processing? Flat rate is a popular pricing model for credit card processing and typically involves one of the following two options: a flat […]

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Here’s Why Recurring Payments Are Your Best Friend as a Business Owner

Imagine you’re a business owner and you have customers that return every month (or year) to purchase the same service. Now imagine that every month you have to invoice and track down those payments manually. You do this with the good faith that (hopefully) your invoices will reach your customers and they’ll pay on time. […]

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4 Payment Processing Trends to Look for in 2019

Last month, I was in New York City preparing to watch the marathon with a friend. The air was delightfully crisp, so my friend and I decided to head over to Starbucks to grab a beverage to keep us warm while we watched the race. At the counter, I placed my order only to realize […]

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5 Things High-Risk Merchants Should Look for in a Payment Processor

When it comes to choosing a credit card processor, businesses are treated differently based on the perceived level of risk they present. Enter the high-risk merchant. Your business could be identified as high risk for the following reasons: Excessive number of charge-backs Poor credit of business owner Being a new business Having a previously closed merchant […]

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Everything You Wanted to Know About Chip Readers (But Were Afraid to Ask)

Chip readers are just another trendy add-on designed to make us upgrade our equipment and payment methods, right? Wrong. When you’re a merchant it may seem like you’re constantly having to adapt to new technology — for better or worse. However, when it comes to chip readers, they’re actually a highly beneficial tool for your […]

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5 Ways to Better Protect Your Customers’ Financial Data

As a merchant, protecting your customer’s financial data should be a primary concern. If you become slack in this area, you risk compromising your customers’ safety and your reputation as a business. With mobile payments and credit cards becoming increasingly popular ways to pay for goods and services, criminals have come up with new and […]

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6 Reasons to be excited about Tap and Pay (NFC)

Near Field Communication (NFC) otherwise known as “tap and pay,” is becoming an increasingly popular payment method — and for good reason. NFC allows customers to simply tap or wave their card over your terminal to make a payment. It’s also the technology behind mobile wallets, which allow users to make purchases directly from their […]

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