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5 Credit Card Fraud Tactics to Watch Out For

When it comes to credit card fraud, the statistics are sobering. According to Forbes, fraud costs merchants upwards of 21 billion dollars per year. In addition, the Center for Strategic and International Studies (CSIS) and McAfee recently revealed that cybercrime is a $445 billion industry worldwide. As a merchant, one of the best ways you […]

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What’s Mobile Commerce (mCommerce) and why should you care about it?

Originally coined in 1997 by Kevin Duffey at the launch of the Global Mobile Commerce Forum, Mobile Commerce (also known as mCommerce) refers to the delivery of electronic commerce capabilities directly into the consumer’s hand, anywhere, via wireless technology. In other words, it’s any kind of financial transaction that occurs through a mobile — from […]

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What are APIs and how do they fit in with ISV partnerships?

Partnering with an integrated payments provider can be beneficial to both your business and your customers. By integrating tailored payment processing technology into your application, you’re creating a unified user experience. Everything is in one place which means that your customers won’t have to leave your platform to access other tools. However, the process of […]

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Here’s Why Your Business Needs End-to-End Encryption

If you run a small to mid-sized business, you’re at risk of a data breach. According to the US Securities and Exchange Commission (SEC), 43 to 60 percent of cyber attacks are targeted towards small and mid-size businesses. If that wasn’t worrisome enough, a study by the U.S. National Cyber Security Alliance found that 60 […]

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What exactly is ACH processing for Small Businesses? Here’s what you need to know.

As a small business owner, cash flow is something that’s always top of mind. If you’ve already done some research, you’ve probably heard that ACH processing can provide your business with a leg-up when it comes to processing payments. But what exactly is ACH processing and what are its benefits? Good question. ACH or “automatic […]

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These Mega Trends will Shape Payment Processing in 2019. Are you prepared?

According to a report by Accenture, Gen Z will make up to 40 percent of all US consumers by 2020. These teens and young adults are a tech-savvy emerging demographic that doesn’t remember a time before Google, Apple, Facebook and Amazon ruled supreme. Experts suggest that their purchasing and payment habits will surely influence other […]

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Everything You Ever Wanted to Know about “Declines” But Were Afraid to Ask

Declined. For cardholders and merchants alike, never is it a word that’s met with a smile. Declined transactions are upsetting to customers and represent a potential loss of revenue for your business. Unfortunately, though, they do happen. We only fear what we don’t know, so if you have a clear understanding of what declines are […]

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Is Flat Fee Processing Right for Your Business? Here’s What You Need to Know.

While looking for a credit card processor you’ve probably come across companies offering “flat fee processing” and now you’re wondering if it’s the right choice for your business. What is flat fee processing? Flat rate is a popular pricing model for credit card processing and typically involves one of the following two options: a flat […]

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Here’s Why Recurring Payments Are Your Best Friend as a Business Owner

Imagine you’re a business owner and you have customers that return every month (or year) to purchase the same service. Now imagine that every month you have to invoice and track down those payments manually. You do this with the good faith that (hopefully) your invoices will reach your customers and they’ll pay on time. […]

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