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* Our 2023 Top 5 Credit Card Processing Picks
Merchant One provides credit card processing and various other merchant services for multiple business types, from small eCommerce stores to restaurants and businesses with physical locations. They provide state-of-the-art POS systems and payment terminals, and claim new merchants can be set up and accepting credit cards within just 24 hours of applying. Plus, they have a 98% approval rate, so chances are your application will be approved – even if you have less-than-perfect credit. Get Rates - See Profile
Clover is known for their POS systems, but did you know that’s just one aspect of their small business merchant services? They also provide credit card and other forms of payment processing, gift card and loyalty programs, and financial services, offering secure and reliable same day funding with 24/7 dedicated support. Clover connects business owners to the best-in-class services that help build a powerful online presence for their clients. Get Rates - See Profile
Just like their name implies, ProMerchant are truly “pro” merchant. ProMerchant’s mission is to provide merchants with the best support and care possible, while leveraging their payment processing expertise to ensure merchants receive the best programs available. They offer easy-to-use payment processing solutions with low, transparent pricing structures. Get Rates - See Profile
Save money and get paid faster with Stax by Fattmerchant's subscription-style payment processing. Pay one flat price for every payment. Get Rates - See Profile
Merchant One provides credit card processing and various other merchant services for multiple business types, from small eCommerce stores to restaurants and businesses with physical locations. They provide state-of-the-art POS systems and payment terminals, and claim new merchants can be set up and accepting credit cards within just 24 hours of applying. Plus, they have a 98% approval rate, so chances are your application will be approved – even if you have less-than-perfect credit. Get Rates - See Profile
Review
Not all submitted reviews are posted but all submitted reviews are factored into our rating. CreditCardProcessing.net believes the posted reviews best reflect the overall opinions of all submitted reviews.
- Accepts most credit & debit cards
- Point of sale systems
- Limited merchant support
- High processing rates
- Expensive upfront equipment cost

(qualified transactions)
- Variety of equipment options
- Hardware financing
- Pricey upfront equipment costs
- Costly transaction fees
- Doesn’t accept all credit card types

(reported)
- Online & Offline solutions
- Large-volume processing
- Not recommended for small businesses
- Tiered transaction pricing
- Expensive monthly & set-up fees

- Check/echeck acceptance
- Mobile payments
- $500 early termination fees
- Limited pricing disclosure
- Expensive equipment cost

- Accept mobile payments
- Accepts most credit cards
- Expensive mobile & in-store rates
- Limited merchant support
- Recurring monthly fees


- Retail/in-store rates: 0.29% - 1.55%
- Fast set up + No setup up fees
- State-Of-The-Art Technology
- High-risk merchant solutions
- Insights to Grow Your Business
- 24/7 Customer Service

- Flat-Rate Credit Card Processing
- Accepts All Major Credit Cards
- Secure Online Payment Processing
- Accept Payments On Multiple Devices
- Free Credit Card Terminal
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Credit Card Processing Profiles
Merchant One Profile

Merchant One provides credit card processing and various other merchant services for multiple business types, from small eCommerce stores to restaurants and businesses with physical locations. They provide state-of-the-art POS systems and payment terminals, and claim new merchants can be set up and accepting credit cards within just 24 hours of applying. Plus, they have a 98% approval rate, so chances are your application will be approved – even if you have less-than-perfect credit. ... Get Rates - Read More
Clover Profile

Clover is known for their POS systems, but did you know that’s just one aspect of their small business merchant services? They also provide credit card and other forms of payment processing, gift card and loyalty programs, and financial services, offering secure and reliable same day funding with 24/7 dedicated support. Clover connects business owners to the best-in-class services that help build a powerful online presence for their clients.... Get Rates - Read More
ProMerchant Profile

With decades of payment processing experience, ProMerchant is an excellent choice for merchants seeking a reliable, supportive payment processor with transparent rates. ProMerchant supports all types of merchants across a wide range of industries – including retail, restaurant, online, phone/mail order, and more. Plus, their fast, easy application process lets merchants get their accounts typically approved within two to 24 hours – with no setup fees.... Get Rates - Read More