* Our Top 5 Credit Card Processing Picks of 2021

Get Started with Credit Card Processing

Start
Accepting
Credit Cards
1.

Get Free Quotes from the Companies Below

2.

They'll provide You a Merchant Account and Payment Gateway with Signup

3.

Start Accepting Credit Cards Online & In-Store - It's Fast & Easy!

+

FREE Credit Card Reader (with contract)

x
+BONUS FREE Credit Card Terminal (with contract)

* Our 2021 Top 5 Credit Card Processing Picks

Last Updated: Oct 26, 2021 | *Advertisement
*Our Recommended List
Retail Rates
0.29% - 1.55%
Internet Rates
0.29% - 1.89%
Our Rating
Users' Rating
*9.9 of 10

Submit Review

Merchant One provides credit card processing and various other merchant services for multiple business types, from small eCommerce stores to restaurants and businesses with physical locations. They provide state-of-the-art POS systems and payment terminals, and claim new merchants can be set up and accepting credit cards within just 24 hours of applying. Plus, they have a 98% approval rate, so chances are your application will be approved – even if you have less-than-perfect credit. Get Rates - Read Review

*#2 Stax
Retail Rates
Call for rates
Internet Rates
Call for rates
Our Rating
Users' Rating
*9.4 of 10

Submit Review

Save money and get paid faster with Stax by Fattmerchant's subscription-style payment processing. Pay one flat price for every payment. Get Rates - Read Review

*#3 Clover
Retail Rates
Call for rates
Internet Rates
Call for rates
Our Rating
Users' Rating
*9.2 of 10

Submit Review

Clover is known for their POS systems, but did you know that’s just one aspect of their small business merchant services? They also provide credit card and other forms of payment processing, gift card and loyalty programs, and financial services, offering secure and reliable same day funding with 24/7 dedicated support. Clover connects business owners to the best-in-class services that help build a powerful online presence for their clients. Get Rates - Read Review

×

Review

Customer Service:*
Reliability:*
Equipment:*
Fixed Fees:*
Contract Terms:*
Overall Satisfaction*
Your review*
Name*
Email*

Not all submitted reviews are posted but all submitted reviews are factored into our rating. CreditCardProcessing.net believes the posted reviews best reflect the overall opinions of all submitted reviews.

Fill in missing and/or invalid fields.
Thank you for submitting your review!
Not on Our Recommended List
Retail Rates
3.5% + $0.15
  • Accepts most credit & debit cards
  • Point of sale systems
  • Limited merchant support
  • High processing rates
  • Expensive upfront equipment cost
Compare »
Retail Rates
1.22% + $0.12
(qualified transactions)
  • Variety of equipment options
  • Hardware financing
  • Pricey upfront equipment costs
  • Costly transaction fees
  • Doesn’t accept all credit card types
Compare »
Retail Rates
1.99% + $0.15
(reported)
  • Online & Offline solutions
  • Large-volume processing
  • Not recommended for small businesses
  • Tiered transaction pricing
  • Expensive monthly & set-up fees
Compare »
Retail Rates
Interchange $0.20 + 2.7%
  • Check/echeck acceptance
  • Mobile payments
  • $500 early termination fees
  • Limited pricing disclosure
  • Expensive equipment cost
Compare »
Retail Rates
1.55% - 2.7%
  • Accept mobile payments
  • Accepts most credit cards
  • Expensive mobile & in-store rates
  • Limited merchant support
  • Recurring monthly fees
Compare »
*Our Top Recommendations for Advanced Credit Card Processing
Get advanced Credit Card Processing with our top recommended picks

Latest Credit Card Processing Reviews

Merchant One Review

Merchant One provides credit card processing and various other merchant services for multiple business types, from small eCommerce stores to restaurants and businesses with physical locations. They provide state-of-the-art POS systems and payment terminals, and claim new merchants can be set up and accepting credit cards within just 24 hours of applying. Plus, they have a 98% approval rate, so chances are your application will be approved – even if you have less-than-perfect credit. ... Get Rates - Read More

Stax Review

Save money and get paid faster with Stax by Fattmerchant's subscription-style payment processing. Pay one flat price for every payment.... Get Rates - Read More

Clover Review

Clover is known for their POS systems, but did you know that’s just one aspect of their small business merchant services? They also provide credit card and other forms of payment processing, gift card and loyalty programs, and financial services, offering secure and reliable same day funding with 24/7 dedicated support. Clover connects business owners to the best-in-class services that help build a powerful online presence for their clients.... Get Rates - Read More

Interview: Cayan (Michael Gavin, SVP, Sales)

Formerly Merchant Warehouse, Cayan continues to provide some of the most robust and modern processing solutions available to the industry. The rebranding of Cayan is perhaps the best indication that the company is committed to innovation and making sure its merchants are always one step ahead of its competitors. CreditCardProcessing.net was able to catch up […]

Interview: Andrew Schrage of MoneyCrashers.com

While other children were busy playing house, Boston native and Brown University graduate Andrew Schrage was learning how to purchase one. “With some quality guidance from my parents and older siblings, I have always strived to be financially fit,” Schrage says, a statement that couldn’t ring loudly enough for young professionals like himself.  Schrage is […]

Interview: Edo Inc. Raises Another $15 Million in Funding

edō, Inc., the company that’s bringing discount offers directly to credit cards, has brought in another $15 million in venture funding, bringing their total to $54.3 million. The company is taking a straight-forward approach to linking coupons to credit cards instead of the current industry trend of linking them to smartphones. CCPnet took the opportunity […]