Merchant Warehouse
Rating: *****
Reviewed by: CreditCardProcessing.net, September 2011
Updated: December 2011
More than 115,000 business owners rely on the credit card processing services of Merchant Warehouse. The company was founded in 1998, with the basic premise that a business should have access to credit card machines and merchant accounts at affordable prices. Merchant Warehouse has an A+ rating with the Better Business Bureau.
Merchant Warehouse has the small to mid-size business owner in mind. Not only do they work out customized solutions for each business, but they do not charge companies to start their credit card processing services, do not lock a company into a contract or charge cancellation fees if business owners decide to change processors or go out of business. If you should find a company offering the same services at a lower cost, Merchant Warehouse will pay you $100.
Credit Card Processing Options
With Merchant Warehouse, you can choose credit card processing equipment for swiping credit cards in the checkout line; wireless credit card terminals, PIN pads, receipt printers, and credit card software.
Merchant Warehouse works with eCommerce businesses who operate 100% online as well as retailers with a physical location. They offer services to customers who need to accept card-not-present type transactions, such as the case with mail order or phone order. Their pricing and services are customized based on your specific business, and all technical support and customer service is provided in-house. (You will not be routed to an Indian call center if you call for assistance!)
For traveling business people, you can turn your cell phone into a credit card processing unit, or use web-based credit card processing software on a laptop to accept credit cards from your customers.
If you’re ready to advance to contact-less payment readers, the future of credit card processing, Merchant Warehouse has the equipment to make that possible, too.
Merchant Warehouse offers credit card machines and equipment from a variety of the most popular brands in the industry – including Verifone, DataCard and First Data, among others.
Merchant Warehouse Cash Advances
Another benefit offered to customers of Merchant Warehouse is the ability to get a cash advance on your credit card processing volume. If you need some additional cash flow to your business, you can request an advance. If approved, the cash is credited to your account and paid back through a percentage of your customer credit card transactions. It’s an easier and faster approval process than going to the bank for a traditional loan, and does not require any personal collateral for approval.
