Intuit GoPayment Review

Intuit GoPayment is a mobile credit card reader that connects to your QuickBooks account.  You can download the free app to use on the iPhone or an Android device, and Intuit will ship your free card reader to you within 4 to 7 business days.  The GoPayment reader allows you to accept credit cards anytime, anywhere – whether you are swiping physical cards through the mobile card reader or keying transactions in manually.  Both options allow you to get a customer signature right on the screen of your iPhone or Android device.

Intuit GoPayment accounts can be used with up to 50 users on each account.  If you make a mistake, need to reverse a transaction or make changes, you can log in to the free Intuit Merchant Service Center.

Security and Peace of Mind

When you use GoPayment to process customer credit cards, you can feel confident their information is safe and secure.  The data is never saved on your iPhone or Android device, and the card reader is encrypted.

Intuit GoPayment Credit Card Processing Rates

There are two options for using Intuit GoPayment: Pay-as-you-Go or the Monthly option.  With the Pay-as-you-Go method, there is no monthly service fee and you only pay when you accept a credit card.  Cards that you swipe through the reader receive a 2.7% rate; while transactions you key into your device manually receive a 3.7% rate.  There is no monthly minimum to maintain and no set up fee.

For people who process a lot of credit cards each month, and will mostly use the card reader to physically swipe a card to process – the Pay Monthly option may offer a better rate.  Each month you will pay $12.95, but then for each swiped card you process the rate is 1.7% and each manually keyed transaction is 2.7%.  There is no monthly minimum or set up fee for this option, either.

Customized Receipt Options

When you set up your Intuit GoPayment account with a logo and contact information, when you email or text a custom receipt to your customers they will know exactly what they purchased.  Your brand will be established in their mind, and they will be more likely to remember you for their next purchase.  Having the logo helps brand the receipt, and makes you look much more professional.

Connect with QuickBooks

If you’re already using QuickBooks to manage your business finances, it makes complete sense to rely on the same company to handle your credit card processing needs.  Your GoPayment transactions will automatically sync to your QuickBooks software, saving time and decreasing the potential for data entry errors.

Two Options for Receiving Payments

When you process credit card transactions with Intuit GoPayment, you can receive your funds via a deposit to your bank account within 2 or 3 days; or you can have the funds deposited to a GoPayment Prepaid Visa card.