Charge.com Review
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Charge.com offers both credit card processing and merchant accounts to businesses looking to accept credit card payments on their website or in person from their customers. The company has been providing credit card processing services to their customers for over 16 years. When a business starts accepting credit card payments online, they will generally experience an increase in sales of 50% or more. Charge.com offers both the ability to accept credit cards from your website in real-time, as well as a web-based ecommerce software system for entering credit cards to process manually.
Getting Started With Charge.com’s Online Credit Card Processing
New customers of Charge.com can apply for a merchant account online and receive an instant approval. If approved, you can start accepting credit cards online within 24 hours, and you will receive a number of necessary components for accepting credit card payments for free, including: free set up of your account, free shopping cart software to use with your website sales, free internet check software, free ongoing technical support and free search engine submission services to help your website get more customers. If you want to also accept American Express credit cards, you can fill out the free application for approval.
Credit Card Machine with Printer
Charge.com accounts come with a free credit card terminal to process credit cards in person, and a printer to give the customer a receipt. The printer does not require ink as it uses thermal paper.These machines are ideal for business owners with retail locations that deal with customers face-to-face like stores, government agencies and restaurants. If more than 70% of all credit card sales are face-to-face, in person transactions, you’ll qualify for a lower discount rate on your card transaction fees.
Wireless Credit Card Processing with Cell Phones
For business owners who travel and need to accept credit cards at multiple locations, turn your cell phone into a credit card processing machine. The Charge.com system works with iPhones, iPads, Blackberry Phones, Android, and a variety of other smartphones. These systems are ideal for plumbers, carpenters, trade shows, transportation services like tow trucks or taxi services, home party salespeople and food delivery services.
Website Credit Card Processing
Connect your website to a shopping cart and you can accept credit cards for payment online, automatically. Customers can shop 24 hours a day, 7 days a week. As they enter their credit card details, the programming will verify the payment is authorized, and then you receive an email containing the customer’s information and order so you can send the products. If you sell downloadable goods online, you can have the website immediately deliver the information when the credit card payment has been approved.
Virtual Terminal to Process Credit Cards Manually
If you ever accept credit cards by phone or by mail, a web-based credit card processing system from Charge.com allows you to enter the card details and print invoices. You can also use it to set up recurring billing for subscriptions or payment plans.

